Estimate your recovery delta.
Plug in your portfolio. The model anchors against published medians for Indian civil-court timelines and target ODR resolution windows. The output is directional — built to start a real conversation, not replace one.
Your portfolio
Numbers update live as you change inputs.
Defaults reflect commonly-cited Indian medians. Override with your own data — we use the same anchors during the actual audit.
Indicative delta
Your numbers, modelled. All figures rounded.
Disputed value at risk
₹ 100 Cr
Capital tied up in disputes today.
Time saved per dispute
~ 4.8 yrs
Court 5 yrs → ODR 12 wks.
Capital-efficiency gain
₹ 43.2 Cr
Cost-of-capital saved across the portfolio over the time gap.
Plus: time-value uplift
Compounds annually
Earlier closure means faster redeployment of recovered capital. The audit models this against your actual NPA cohort.
Indicative model. This is a directional estimate built on industry medians, not a guarantee. Actual delta depends on your portfolio mix, ticket-size distribution, borrower engagement rates, and how aggressively your current channel pursues recovery. We model your real numbers during the 20-minute audit.